Walking you through each step of the process

Finding the right option for you

It takes creativity, knowledge and experience to find the best loan for you because no situation is the same. You wouldn't want to work with a cookie cutter company, because your situation is not like everyone else's.

Pioneer Mortgage Funding offers a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, they can assist you. They'll offer the following Refinancing Programs:


  • FHA Streamline
  • FHA Cash Out
  • FHA 203k
  • VA Streamline
  • VA Cash Out
  • USDA Streamline
  • Conventional
  • HARP
  • Jumbo


Contact Pioneer Mortgage Funding (St Pete Branch) today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Dedicated team of professionals

Meet the dedicated experts on our team who work tirelessly to make your biggest dream a reality, ensuring your loan is perfect for you.

Abel Carraso 2 - white background

Mortgage Loan Originator

Abel Carrasco


With Over 16 Years of Mortgage, Title and Real Estate Experience, Abel is a true "Triple Threat." with his Industry Expertise. Having a three dimensional grasp of all aspects of a Real Estate Transaction, he easily identifies possible issues and trouble shoots them proactively to ensure a smooth closing! Abel is meticulous, thorough and detail oriented, priding himself on seamless transactions that leave our competitors in the dust! From Conventional or First Time Home Buyers, FHA or VA Clients and even Jumbo Purchase High Income/Asset Clientele, Abel makes his clients feel like they are a Priority! A Real Estate Purchase is a Major Investment; as your Mortgage Loan Originator, Abel will care for your nest egg as if it were his own.


Mortgage Loan Originator

Heather Cortese


My goal is to help people achieve the ultimate American Dream of owning their home. Whether you are purchasing for the first time, refinancing your current residence or even purchasing an investment property or more, one thing that you can always count on is that I will always give you and your family the most professional service and my 100% all.

Let's figure out how much your loan could cost you!

For 8/14/2018

30 Year Fixed
15 Year Fixed
5/1 ARM

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.